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Protecting What Matters Most
For Over 40 Years
Straightforward Help from an Independent Broker
Understanding Medicare
Let’s dive straight into Medicare’s Alphabet Soup. Here's what you need to know.
Part A
Hospital
Covers inpatient hospital stays, skilled nursing, and some home health care.
Part C
Medicare Advantage
All-in-one plans offered by private insurers that bundle Part A and Part B, and often Part D.
MediGap Insurance
Medicare supplement to help cover out-of-pocket costs not paid by Original Medicare.
Part B
Medical Insurance
Covers doctor visits, skilled nursing, and some home health care.
Part D
Drug Prescriptions
Helps cover the cost of prescription medications.
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Open enrollment is October 15 - December 7 +
How Ed Can Help
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Clear explanations that make Medicare easy to understand.​​
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Guidance on Supplement and Advantage plans so you can compare your options with confidence and select the coverage that best fits your needs.​
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Straightforward direction for choosing Part D using trusted federal and state resources​​
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Local experience helping people throughout North Dakota, Minnesota, and South Dakota make confident Medicare decisions
Which Option is Right for You?
Medicare Supplement
May be a good fit if you:​
✓ Travel frequently
✓ Want broad provider access
✓ Prefer predictable out of pocket costs
✓ Value flexibility and freedom of choice
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Medicare Advantage
May be a good fit if you:​
✓ Prefer lower monthly premiums
✓ Want an all in one plan
✓ Are comfortable using provider networks
✓ Have plans available in your area that meet your needs
Medicare Resources
Helpful resources for Medicare and prescription drug coverage.