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Licensed in North Dakota, Minnesota, and South Dakota
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Are you spending too much precious time thinking about what Medicare doesn’t cover? Have Parts A, B, C, D, and F left you tired of alphabet soup?
Don’t worry! Ed has supplemental options to help those who qualify for Medicare pay the deductibles and copays original Medicare doesn’t cover. He'll make the process hassle-free and easy to understand.
Medicare is a federal system of health insurance for people over 65 years of age and for certain younger people with disabilities. To begin to understand it, you'll need to know the "parts" of coverage that are available. Each of these parts covers distinct types of health services (see below.)
PART A
HOSPITAL INSURANCE
Part A helps cover the cost of inpatient care in hospitals, skilled nursing facilities, or hospice care.
PART B
MEDICAL INSURANCE
Part B helps cover the cost for doctors' services, outpatient care, durable medical equipment, and other medical services.
PART D
PRESCRIPTION DRUG PLANS
Part D helps cover the cost of many outpatient prescription drugs.
PARTS C AND F
MEDICARE ADVANTAGE AND MEDIGAP
Parts C or F include Part A, Part B, and sometimes Part D all in one plan.