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  • Writer's pictureEd Van Hal

Federal Health Insurance Marketplace is Reopening

The Affordable Care Act's federal health insurance is reopening to give millions of Americans who need coverage during the coronavirus pandemic an extended chance to buy health plans.

The Department of Health and Human Services has announced a special enrollment period from Feb. 15 to May 15 for people who cannot get affordable health benefits through a job.

For the past few years, Americans who qualify for Affordable Care Act (ACA) health plans have been required to sign up during six weeks late each year, except if they could prove they had a major life change, including the loss of a job. A White House official, speaking on the condition of anonymity, said the new enrollment period will not require such proof.

Under this special enrollment period, uninsured residents of North Dakota and South Dakota could possibly qualify for the ACA health plans and therefore be eligible for a federal financial subsidy for their monthly premiums or update a previous application for coverage. This action does not, however, affect residents of Minnesota - which runs its own ACA insurance exchange - but the state may follow suit.

Want to learn more? Contact me at 701-306-9972 or


701-277-5905 |

As an independent broker with 35+ years of experience, Ed is committed to providing quality insurance options for both groups and individuals at affordable prices.


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